Financing
Own your recovery now. Pay over time.
Performance Recovery Supply offers financing through Shop Pay Installments, powered by Affirm. Split any eligible order from $35 to $30,000 CAD into manageable payments - including our saunas, cold plunge systems, hot tubs, massage chairs, and cryotherapy equipment.
How It Works
1. Add your equipment to the cart and proceed to checkout.
2. Choose Shop Pay and select Pay in installments.
3. Get a real-time decision - checking your options only takes a moment.
4. Pick the payment plan that fits your budget and complete your order. We ship it like any other order - nothing changes on your end.
What It Costs
Every product page shows a "From $X/mo" estimate right under the price, so you can see your approximate monthly payment before you even add to cart. For example, a $5,999 infrared sauna works out to roughly $542/month. Rates range from 0% to 31.99% APR based on your eligibility and payment plan (subject to provincial regulations), and a down payment may be required. The exact terms for your order are always shown up front at checkout before you commit - no surprises, no hidden fees, and Affirm never charges late fees.
Why Finance Your Recovery Equipment?
A cold plunge or sauna is not a luxury purchase - it is daily infrastructure for training, recovery, and long-term health. Financing lets you start using your equipment today and spread the investment over months, instead of waiting. Many of our customers put the equipment to work immediately while paying a monthly amount comparable to a gym or wellness membership.
Frequently Asked Questions
Does checking my eligibility affect my credit score?
No. Checking your payment options involves a soft inquiry that does not affect your credit score.
Which orders qualify?
Orders between $35 and $30,000 CAD, including shipping and taxes. Availability may vary by province or territory, and eligibility is determined by Affirm at checkout.
Can I pay off my plan early?
Yes. You can pay off your balance at any time with no prepayment penalty.
Does financing work on preorder items?
Yes. Your payment plan works the same way on preorder and made-to-order items, and our standard policy applies: you can cancel free of charge any time before your order ships.
What about returns?
Financed orders follow our standard Return & Refund Policy - 14 days from delivery. If you return an order, Affirm refunds or adjusts your payment plan accordingly.
Who do I contact with questions?
Questions about your equipment or order: support@performancerecoverysupply.com or 1-236-800-2833 (Mon-Fri 9am-4pm, Sat 10am-4pm PST). Questions about your payment plan, billing, or Affirm account: visit the Affirm help centre at affirm.ca.
Payment options are offered by Affirm and are subject to an eligibility check. Payment options may vary by province/territory and are not available in all regions. Exact terms are shown at checkout.